Last updated: 13 September 2026 · Aurevia Wealth
Physical gold and silver involve risk of loss. This disclosure is required so you can decide whether bullion is suitable for you. It is not personal financial, tax, or legal advice. If you are unsure, take independent advice before you buy.
Price risk
Gold and silver prices move with interest rates, currency, inflation expectations, geopolitics, and industrial demand. The value of your metal can fall as well as rise. Past price performance is not a guide to the future. Spreads, premiums, VAT (where applicable), storage, and delivery mean you may need a higher spot price before you are in profit.
Not a bank product
Aurevia Wealth is not a deposit-taker. Allocated bullion is not a bank account, e-money, or a regulated investment fund. It is not covered by the UK Financial Services Compensation Scheme, FDIC, or similar deposit-guarantee schemes. You should only use money you can afford to commit for the long term.
Liquidity and buyback
We aim to offer a buyback on allocated metal we recognise, at a live bid we quote. In stressed markets, vault disruption, or extreme volatility, bids may widen, delay, or pause. Physical delivery can take time and is subject to carrier, customs, and insurance limits.
Operational and custody risk
Metal is stored with professional vault operators and insured subject to policy terms. Insurance typically covers theft and specified damage, not a fall in the metal price. Force majeure, sanctions, war, or insolvency of a third party can delay access. Allocated, segregated storage is designed so your bars and coins are identifiable and not a general claim on a bank.
Counterparty and settlement risk
Until funds clear and metal is allocated, you may have settlement exposure. Card and bank payments can be reversed in limited cases. We may freeze or reverse a trade if payment fails or AML checks are not completed.
Tax and reporting
Tax treatment of bullion, storage, and delivery depends on your residence and the product (for example VAT on some silver). You are responsible for your own tax filings. We may be required to report certain information to tax authorities.
No advice
Content on this website, including calculators and market commentary, is general information only. It is not a recommendation to buy or sell, and it does not consider your objectives, finances, or risk tolerance.
By using the platform you confirm that you have read this Risk Disclosure together with our Terms and Conditions.